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MacIntosh Builders has extensively researched the mortgage service industry and the mortgage products available to ensure our customers are receiving the best mortgage products available as well as phenominal customer service.  We are an FHA and VA approved builder.  Below are the best mortgage companies and products our research has produced:

 

Annie Mac Mortgage - A local company offering up to 6 month rate locks!  Conventional, FHA, VA and other mortgage products are also avaialble.

Contact:

Jacques Jacobson

Direct: 610.517.6429

 

Philadelphia Mortgage Advisors - A local company that offers a vast array of mortgage products and excellent customer service. PMA offers FHA,VA and other government loan products.

Contact:

Janice Torpey

NMLS # 135443

Direct: 610.304.4619

 

Univest Mortgage - Univest is expanding its mortgage division and is currently the most rate and product competitive lender we have found.  Univest charges a $600 fee at mortgage application to cover the costs of appraisal and certifications and then credits that fee back to their customers at settlement. 

Contact:

Joe Pilieri

NMLS # 16552

Direct: 215.760.8989

 

Harleysville Savings - Harleysville Savings is a favored local lender who offers many loan products and exemplary customer service. 

Contact:

Barbara Eyrich

Office: 215.256.8828

 

All of the above local companies have "in-house" underwriting departments which is key to ensuring a smooth loan process.

 

Mortgage News

According to the Mortgage Market Guide; it's important to remember that when our economy is struggling and economic reports are less favorable, our Bond Market usually benefits as investors seek a safe haven for their money. And since home loan rates are tied to Mortgage Bonds, our home loan rates are sometimes at their best when our economy is struggling. In a way it makes sense...in times of economic struggle, good home loan rates can help kick start our economy in other areas.

Though our economic reports have been improving of late, our Bond markets - and therefore home loan rates - have continued to benefit from the uncertainty in Europe, as investors have been staying put in the relative safe haven of US Bonds. That's why now remains a great time to build a new home, with home loan rates still near historic lows. 

 

 
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